Category: Car insurance claims

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  • July
    01 2011

    What is UIM and UM Insurance?

    Despite the fact that Texas law requires every motorist to carry some type of auto insurance, the reality is that thousands of drivers on Texas roads are not insured at all. Oftentimes, motorists who are insured only carry the bare minimum coverage required by law which is currently only $30,000.00 for liability. As a result, […]

  • June
    02 2011

    Understanding Texas Car Insurance Policy Limits

    After a Texan purchases auto insurance coverage, a legal agreement is formed with the insurance company. This agreement is a contract with obligations and rights relating to both parties.  The purchaser of the insurance policy pays a premium to avoid uncertain losses and the possibility of not having the financial resources to pay for injuries […]